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From what I gather, money in Swiss bank accounts is guaranteed up to 100,000 per bank customer. My husband and I have a shared savings account at a Swiss bank. Is our money protected up to 200,000 francs (100,000 each)?
Hi there,
The bank deposits guarantee provided by Esisuisse covers up to CHF 100,000 of deposits at Swiss banks on a per-customer-and-bank basis. As joint account holders, you and your spouse qualify as to separate customers, so you benefits from up to CHF 100,000 of protection each - or up to CHF 200,000 for your joint assets at any one bank.
Best regards from Moneyguru
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