Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I own my own apartment and one other apartment. I would like to get a loan towards a personal project. Will Swiss banks give me lower interest rates on loans because I am a landlord?
Greetings
A number of lenders in Switzerland offer loans with lower interest rates to homeowners than to non-homeowners. The reason for this is that homeowners are considered to pose less risk than average borrowers.
Lenders which offer special rates to homeowners include Bank-now (the Credit-now Casa loan), CreditGate24 and Cashgate.
If you are looking for a loan towards renovating or remodeling your home, you should consider getting a mortgage instead of a personal loan. Mortgages are generally cheaper.
Best regards from Moneyguru
Comparison tools:
Personal loan comparison
Mortgage comparison
