- BenutzernameMoneyland User Questions
- Status Member
- Registriert seit1/27/17
- Beiträge2142
October 30, 2017, 5:31:59 PM
Where can I apply for an urgent loan? I need the money immediately or at least very soon. Any advice?
Urgent Loans in Switzerland
Here you will find the right answers
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- BenutzernameMoneyguru von moneyland.ch
- OrtSchweiz
- Status Expert
- Registriert seit8/4/15
- Beiträge4002
November 2, 2017, 4:35:24 PM
Hi there,
You can compare personal loans and reqeust quotes using the moneyland.ch personal loan comparison.
It takes 2 weeks from the time your loan is approved for the money to be transferred to your account or paid out in cash. This 2-week period gives you time to reconsider and cancel the loan if you so choose. It is dicted by the Swiss consumer credit law. Instant loans, like those offered in some countries, are not available in Switzerland.
If you have a credit card, getting a cash advance at an ATM or using your credit card to settle payment of a purchase is another way to get an instant loan without a waiting period. While this can make sense for short-term loans when money is needed on short notice, the high interest rates and cash advance fees make this type of loan expensive.
In any case, the onus rests on your to repay the loan in full by the due date to avoid damaging your creditworthiness and debt collection attempts.
Best regards from Moneyguru
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