Credit Cards
Migros Bank Business Account CHF
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Standard business account
For businesses: small and medium-sized enterprises (SMEs) and startups.
0% per year.
The rate of debit interest is 8% p.a. Overdraft facility: on request. Term of a fixed advance: 1 to 12 months. Term of an overdraft facility: indefinite. Minimum amount for current account credit: CHF 25,000, for fixed advance: CHF 100,000.
Unlimited withdrawal options.
Business Card Silver CHF: CHF 100 per year (additional card CHF 50 per year). Business Card Gold CHF: CHF 170 per year (additional card CHF 85 per year).
Nonrecurring costs of capital payment account for GmbH or AG: 0.05%, minimum of CHF 300, maximum of CHF 2000.
Account opening: free of charge.
Account management costs: CHF 36 per year.
Close-out of account: free of charge.
Statements of account: free of charge in case of electronic statements. By mail CHF 1.50.
Account closure: Yearly free of charge.
Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments free of charge; other payments (non-SEPA) and currencies CHF 5 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.
Visa Debit: free of charge.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: CHF 1.50 per purchase.
Cash withdrawal at ATMs of Migros Bank: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.
Offline Payment Software: PayMaker (Crealogix).
Business current account of Migros Bank.
