Policy

A policy is part of a contract between an insurance provider and the person or entity which they insure.

The policy documents the exact benefits, terms and conditions attached to the insurance coverage provided, and the premiums due in exchange for the coverage.

Other parts of the insurance contract are the general insurance terms and conditions, and the general rules and regulations excluding exact premium obligations, discounts and customer-specific conditions.

Examples of Swiss insurance types which come with policies: basic health insurance, supplemental hospital insurance, out-patient insurance, travel insurance, car insurance, motorcycle insurance, legal expense insurance, pet insurance, household insurance, liability insurance, life insurance.

Health insurance premiums in comparison

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Leading credit cards

Free credit card

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  • Two cards Amex & Visa/Mastercard

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Migros Cumulus Visa

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Trading platforms

Brokers with low fees

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Cheap bank accounts with card

Swiss digital bank

Radicant

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Alpian

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  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Yuh

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Online private account

UBS key4

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Cheap bank accounts with card

Swiss digital bank

Radicant

  • 1% interest on your everyday account

  • Best exchange rates

  • 1% of card spending as saveback in the investment portfolio

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Expert Benjamin Manz
Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.