General information:
Multi-currency account (13 currencies) from Swissquote.
There are no surcharges for card payments (online or in-store).
SEPA payments: EUR 2.
Non-SEPA payments: varying costs (depending on the currency).
Age:
For individuals from the age of 18.
Account type:
Online Account
Currency:
CHF
Interest rate:
Up to CHF 200,000: 0.1% per year.
From CHF 200,000 to CHF 500,000: 0.25% per year.
From CHF 500,000: 0.5% per year.
From CHF 200,000 to CHF 500,000: 0.25% per year.
From CHF 500,000: 0.5% per year.
Withdrawals:
Withdrawals up to CHF 25,000 per month are allowed without notice. There is a notice period of 3 months for higher amounts.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 2.00 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 10.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:
Cash withdrawals at all ATMs in Switzerland: CHF 1.90 per withdrawal.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.90.
Per cash withdrawal abroad, there is a fee of CHF 4.90.
Special services:
Debit Mastercard
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