Yuh Private Account

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Private Accounts

Yuh Private Account

  • Banking via Smartphone

  • No account fees

  • CHF 20 trading credit with code "YUHMONEYLAND".

General information:

Multi-currency account (13 currencies) for use by smartphone. Swissquote acts as your banking partner.

No annual fee. No surcharges are applied to card payments abroad (online or in-store). A fee of CHF 4.90 is charged on cash withdrawals abroad.

Other services: Mobile payment (Appe Pay, Google Pay, Samsung Pay), savings account, trading.

The Yuh account can be opened only by residents of Switzerland, Germany, Italy, France, Austria and Liechtenstein.

There is a Swiss deposit insurance in the amount of 100'000 francs.

Trading credit in the amount of CHF 20 with the code "YUHMONEYLAND". This code must be specified when opening the account. Validity: 3 months.

Age:
For individuals from the age of 18.
Account type:
Online Account, Standard Account
Currency:
CHF
Interest rate:
1% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:

Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 1 withdrawal per week free of charge, then CHF 1.9 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.90.
Special services:
Debit Mastercard, Mobile banking