Swiss online insurance company

Elvia Legal Protection

General information:

Europe-wide coverage. The legal protection insurance is provided by CAP Legal Protection.

Insured persons:

The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family, spouse or cohabitee of the policyholder sharing the same household (in case of the family insurance).

Coverage Switzerland:
CHF 250,000
Coverage Europe:
CHF 250,000
Coverage World:
No coverage
Insurance rate (comments):

Stamp taxes of 5 percent excluded.

Personal legal protection - individual:
Not specified
Motor legal protection - individual:
CHF 77
Personal & motor legal protection - individual:
CHF 217
Personal legal protection - family:
Not specified
Motor legal protection - family:
CHF 124
Personal & motor legal protection - family:
CHF 263
Scope of services:
Total scope
Personal legal protection
Motor legal protection
Scope of advisory services
Minimum amount in dispute
Waiting period
Choice of legal representation
Contract duration
Coverage Switzerland
Coverage Europe
Coverage World
Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

The insurer can terminate the contract: at the latest 3 months before the end of the contract or insurance year. After every insured event for which a claim is payable. If material risk factors have been concealed or falsely communicated.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 3 months in advance.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:
Civil damages law, Criminal law, Insurance law, Tenancy law, Labor law, Contract law
Personal legal protection (comments):

Coverage by Allianz24.ch Legal Protection.

Driver legal expense coverage:
Civil damages law, Assistance to victims, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:
Neighbor law, Family law, Inheritance law
Legal protection advisory (comments):

Legal advisory protection covering matters relating to family, neighbor and inheritance law: up to a maximum of CHF 500 per year.

General coverage:
Lawyers' fees, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order
Additional services:

Costs of mediation covered.


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German, English, French, Italian