Generali Travel Insurance

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Mortgages

Generali Travel Insurance

  • Cancellations & interruptions possible

  • Legal expenses possible

  • Luggage possible

  • Assumption of the deductible for rental vehicles possible
  • Direct application

General

General information:

The risk carrier are Europ Assistance and Fortuna Legal Expenses Insurance.
The insurance coverage can be individually combined from three basic modules (cancellation costs, personal assistance, vehicle assistance) and three additional modules (travel and traffic legal protection, luggage, no deductible for rental vehicles).
Only for persons resident in Switzerland.

Termination of contract:

The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:
CHF 50,000
Trip cancellation family, maximum amount:
CHF 100,000
Search and rescue operations, maximum amount:
CHF 50,000
Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:
Cancellation costs: CHF 92.20
Travel assistance: CHF 63.00
Cancellation & assistance (combined): CHF 119.50
With addition of roadside assistance: CHF 141.75
With addition of legal protection: CHF 130.00
With addition of medical expenses: CHF 119.50
With addition of roadside assistance & legal protection: CHF 152.25
With addition of roadside assistance & medical expenses: CHF 141.75
With addition of medical expenses & legal protection: CHF 130.00
With addition of roadside assistance, medical expenses & legal protection: CHF 152.25
Premiums for families:
Cancellation costs: CHF 153.50
Travel assistance: CHF 84.00
Cancellation & assistance (combined): CHF 198.55
With addition of roadside assistance: CHF 236.25
With addition of legal protection: CHF 214.30
With addition of medical expenses: CHF 198.55
With addition of roadside assistance & legal protection: CHF 252.00
With addition of roadside assistance & medical expenses: CHF 236.25
With addition of medical expenses & legal protection: CHF 214.30
With addition of roadside assistance, medical expenses & legal protection: CHF 252.00
Premiums for young persons:
Cancellation costs: CHF 92.20
Travel assistance: CHF 63.00
Cancellation & assistance (combined): CHF 119.50
With addition of roadside assistance: CHF 141.75
With addition of legal protection: CHF 130.00
With addition of medical expenses: CHF 119.50
With addition of roadside assistance & legal protection: CHF 152.25
With addition of roadside assistance & medical expenses: CHF 141.75
With addition of medical expenses & legal protection: CHF 130.00
With addition of roadside assistance, medical expenses & legal protection: CHF 152.25
Trip cancellation insurance (comments):

Worldwide coverage.

Trip cancellation: insured events:
Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, New job, Risks at destination, Deputy at work
Trip cancellation: insured services:
Cancellation costs, Administration fees, Event ticket compensation
Trip assistance (comments):

Worldwide coverage.

Trip assistance: insured events:
Accident, illness & death, Deputy at work, Damage to property at home, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents
Travel assistance: insured services:
Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Replacement trip compensation
Additional assistance services:
24 h hotline, Interpretation service, Compensation for event tickets, Home care
Vehicle assistance:

Europe-wide vehicle assistance coverage (including Switzerland).

Accomodation & catering:

Additional costs such as accommodation and catering abroad, up to a maximum of CHF 1000 to CHF 2000 (depending on the case) per person.

Interruption and replacement:

Assistance: The unused part of the trip is covered up to CHF 50,000 (CHF 100,000 for families).

Luggage:

Possible as an add-on. Up to CHF 3000 (families: CHF 5000). Deductible of CHF 200.

Travel legal protection:

Travel legal and traffic protection: Up to CHF 250,000 (worldwide).

Medical expenses:

For people under 81 years: Medical expenses (up to CHF 250,000) are only insured abroad. Included in the personal assistance module.

Scope of services

Total scope
Cancellation individual, max. amount
Cancellation family, max. amount
Search and rescue operations, max. amount
Trip cancellation: covered events
Trip cancellation: benefits
Trip interruption: covered events
Trip interruption: benefits
Assistance: additional coverage
Accomodation and catering
Interruption & replacement trip
Luggage
Vehicle assistance
Legal protection
Medical expenses