Private Accounts

Graubündner KB Private Account above 60

  • Private account for seniors

  • Discount for debit card use

General information:

Senior account of Graubündner Kantonalbank.
Account management is also possible in EUR.

Age:
For individuals from the age of 60.
Account type:
Senior Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:

CHF 48. Discount of CHF 24 if total assets above CHF 10,000 at GKB. Discount of CHF 12 in case of e-banking (minimum 24 transactions per year and e-documents). Discount of CHF 12 in case of using a Debit (minimum 24 transactions per year) or credit card. Free of charge from CHF 250,000 total assets.

Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 40.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Free of charge in municipalities in Grisons without ATMs of GKB.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Debit Mastercard, Mobile banking, Online banking