KPT Hospital Insurance Semi-Private-Ward
-
Inpatient insurance semi-private ward
General
Acceptance not guaranteed. Health check by KPT/CPT beforehand.
Full coverage throughout Switzerland in the semi-private departments of all listed hospitals with a service mandate and recognized tariff. Free choice of doctor. In addition to Swiss hospitals, KPT partner hospitals in Germany near the border are available for selection.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums depends on various factors such as age, gender and place of residence. In case of co-payments (CHF 1000 to CHF 5000) discounts between 15 and 50 percent. Discount for a 3-year contract, for prepayment and for using the KPTnet customer portal (including free internet legal protection insurance).
The insured persons receive CHF 40 per day for up to 42 days per 5 calendar years for spa therapies and CHF 40 per day for up to 30 days per calendar year for convalescent therapies.
Birth costs are covered throughout Switzerland in listed hospitals (semi-private ward). For a birth at a birth centre: CHF 200 per day during max. 5 days. Waiting period: 270 days. CHF 1000 for an outpatient birth.
Cost of accomodation for an accompanying person up to CHF 50 per day during a maximum of 14 days.
CHF 30 per day (for a maximum of 60 consecutive days).
Not specified.
Switzerland: Full coverage.
Abroad: Transport and rescue costs: CHF 3000 per event.
Up to CHF 20,000 per incident in Switzerland, up to CHF 3000 per incident abroad.
No coverage.
In case of acute illness or accident: Up to CHF 50,000 per calendar year. Full coverage in Europe.
For a maximum of 60 days within 5 years: full coverage.
For a maximum of 720 days: contribution to costs according to the insured ward.
Travel and vacation insurance included.
Compensation of CHF 100 per day if treated in general ward (up to CHF 1000 per year).