KPT Insurance Comfort
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Premium outpatient insurance
General
Acceptance not guaranteed. Health check by KPT/CPT beforehand.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
There is a discount for taking out a 3-year contract. Online discount of 5 percent (including free internet legal protection insurance) and discount for early payment.
Cost contribution to eyeglass lenses, contact lenses and vision aids: CHF 200 per year. Waiting period: 365 days.
Cost recovery of protective vaccinations: 90 percent.
General prevention: 90 percent up to CHF 200 per year. Preventive gynaecological examinations: 90 percent.
Contribution to the cost of wellness or fitness memberships: CHF 200 per calendar year, if no benefits were received in the previous year.
90 percent for medicines accepted by Swissmedic.
Cost contribution to complementary medicine: 90 percent, maximum CHF 200 per year. Contribution to the costs of outpatient complementary medicine treatment: 90 percent, maximum CHF 2000 for treatment by a federally certified doctor, maximum CHF 1000 with other recognized therapists. The total entitlement (without medication) is a maximum of CHF 2000.
Cost contribution to medically prescribed psychotherapeutic treatments: Maximum of CHF 50 per session, up to CHF 1600 in 5 years.
Emergency transportation and rescue costs up to CHF 10,000 per year. Coverage of travel expenses for special serial treatments: CHF 400 per year.
Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks.
Search costs up to CHF 20,000.
Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks.
Dental treatment is only insured up to a maximum of CHF 3000 as a result of an accident.
No benefits.
No benefits.
Abroad: CHF 20 per day during up to 21 days per year.
CHF 200 per aid per year.
90 percent up to CHF 500 (including artificial insemination).
Prenatal classes: CHF 150. Antenatal classes: CHF 100. A waiting period of 270 days applies.
No benefits.
Contribution to the cost of home help prescribed by a doctor: CHF 10 per day during a maximum of 60 days per year.
Patient legal protection and travel insurance included.
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