Banking package for young professionals. Contains UBS Private Account, UBS Account, UBS Maestro Card, UBS prepaid or credit card, UBS Online Services with UBS e-banking and UBS Mobile Services.
For individuals between 22 and 32 years of age.
Package / account management fee:
For customers exclusively using online banking, the account management costs CHF 72.00 per year.
For others, the account management costs CHF 120.00 per year.
In the first year, there is a discount on the account management fee:
Für Kunden, die ausschliesslich das Online-Banking nutzen, kostet die Kontoführung im ersten Jahr CHF 36.00.
Ansonsten kostet die Kontoführung im ersten Jahr CHF 60.00.
Private account interest rate:
0% per year.
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account are free of charge. Postages are charged on top.
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
Fee of CHF 0.30 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Maestro card: There is no annual fee to pay.
Maestro card: Purchases in Switzerland in CHF are free of charge.
Maestro card: For purchases in foreign currencies, there is a fee of 1% of the purchase amount with a minimum of CHF 1.50.
Cash withdrawal Switzerland:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.
Cash withdrawal abroad:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Savings account interest rate:
0% per year.
Withdrawals up to CHF 50,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.
UBS Mastercard / Visa Standard or Mastercard Prepaid. Free of charge with package.
Gold and platinum cards with a price premium.
Purchase abroad in foreign curency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
KeyClub Bonus Program: 40 KeyClub points as a welcome gift. Spending with UBS prepaid / credit cards: depending on card type.
Pillar 3a account
0.15% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Maestro card, V Pay card, Mobile banking, Online banking, Reward programs