Private Accounts

BCJ Personal loan

  • Account at BCJ mandatory

General conditions:

Bank account at BCJ mandatory.

Min. effective interest rate:
3.9%
Max. effective interest rate:
5.9%
Minimum amount of loan:
CHF 500
Max. amount of loan:
CHF 40,000
Minimum duration:
12 months
Maximum duration:
48 months
Minimum age:
18 years
Maximum age:
Not specified.
Special services:
No residual debt in case of death, Early repayment
Type of loan:

New contracts, increases in existing credits, loan repayments.

Residence permit:

Swiss citizenship or foreigners with a valid permit B or C.

Employment:

Regular income and not under notice of resignation.

Documents:

The last 3 wage slips and an ID (for example: passport, identity card). Enforced payment collection register records.

General information:

Loan by the Cantonal bank of Jura. Loan interest rate may vary depending on the term.