Concordia Libero Hospital Insurance
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Inpatient insurance flex model
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With co-payment
General
Acceptance not guaranteed. Health check by Concordia beforehand. Attention: with deductible for semi-private and private wards.
Flex model in any hospital under contract with Concordia. Free choice of doctor.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age and place of residence of the insured person. Co-payment of 20% up to CHF 2000 per year (semi-private ward) / 35% up to CHF 4000 per year (private ward).
CHF 30 per day for spa and convalescent treatments (up to 21 days per calendar year).
Outpatient birth or birth at home: max. CHF 300 per birth.
Waiting period: 270 days.
Costs for healthy new born babies not covered by basic insurance.
CHF 60 per day for parent's accomodation costs.
CHF 30 per day during a maximum of 30 days per calendar year.
No benefits.
No benefits.
No benefits.
No benefits.
No benefits.
Not specified.
Insurance coverage is offered for a maximum of 180 days within 365 consecutive days, provided that the stay in the corresponding clinic is medically necessary, but there is no chronic medical condition.
Expert second opinion before a planned surgery.
