Coop Legal Protection Package
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Standard coverage
General
Worldwide coverage.
Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household. Additionally: children in education and minor children of these persons, even if they do not live in the same household.
Stamp taxes of 5 percent included.
Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.
The insurer can terminate the contract: 1 month before the payment of the premiums is due.
The contract may be terminated by the policyholder at any time and before its expiry on the next day.
Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given.
The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.
No minimum amount in dispute.
Special coverage: Property law.
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
Legal advisory protection up to a maximum of CHF 750 per calendar year (maximum one advice). The claim is valid once per case.
Covering the costs of mediation. Coverage of travel expenses and translation in case of disputes abroad.
