CA next bank personal loan

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Banking Packages

CA next bank personal loan

  • Online loan

  • For property owners better rates

  • Digital identification possible

  • Credit decision in 24h
General conditions:

Reduced loan interest rate for homeowners: 5.25 percent.
A Swiss bank account with Crédit Agricole next bank is a prerequisite for obtaining a loan.

Min. effective interest rate:
6.75%
Max. effective interest rate:
6.75%
Minimum amount of loan:
CHF 10,000
Max. amount of loan:
CHF 80,000
Minimum duration:
12 months
Maximum duration:
120 months
Minimum age:
18 years
Maximum age:
65 years
Special services:
Accident insurance, No residual debt in case of death, Early repayment
Type of loan:

Both new contracts and credit increases are offered.

Residence permit:

Foreign nationals must have a valid residence permit (B or C). Loans for Liechtenstein residents only possible with Swiss nationality.

Employment:

Only with an income from a permanent employment relationship that has not been terminated. Exception: Temporary employment is possible if the end of the loan term is not after the end of the temporary employment relationship.

Documents:

Credit application, copy of ID (passport, ID card or driver's license), current pay slip. For foreign nationals, in addition: copy of foreigner's permit. Other documents may be requested: proof of accommodation, employment status, financial situation or previous loans.

General information:

The loan can be taken out entirely online or in the branch.
The lender is CA Auto Finance Suisse SA.
It is possible to take out insurance for a fee.