Mortgages
Generali fixed-rate mortgage
-
Swiss fixed-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):
Fixed-rate mortgage 2 years: 2.1%
Fixed-rate mortgage 3 years: 2.09%
Fixed-rate mortgage 4 years: 1.99%
Fixed-rate mortgage 5 years: 1.99%
Fixed-rate mortgage 6 years: 2%
Fixed-rate mortgage 7 years: 2.02%
Fixed-rate mortgage 8 years: 1.99%
Fixed-rate mortgage 9 years: 2.01%
Fixed-rate mortgage 10 years: 2.03%
Update:
05/19/2024
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
No mortgages for commercial, income or holiday property.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
The second mortgage has to be paid off in full within 15 years.
Interest charge frequency:
Not specified.
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