Helsana Top

  • Standard outpatient insurance

General

General information:

Coverage of Helsana Top in Switzerland and abroad.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

There is a discount for taking out a 3-year contract. Family discount: 5-10%. Premiums depend on various factors such as age, gender and place of residence.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 150 per year.

Vaccinations:

No coverage.

Preventative examinations:

No coverage.

Gym memberships:

No coverage.

Medicines:

90 percent for medicines accepted by Swissmedic. 50% according to list of Helsana group.

Alternative medicine:

No benefits.

Psychotherapy:

Non-physician psychotherapy: 75 percent up to CHF 3000 per year together with ligation and correction of protruding ears.

Search & rescue in Switzerland:

Emergency transportation and rescue up to CHF 100,000 per year.

Search & rescue abroad:

Full emergency cover for rescues, transportation and repatriation to Switzerland.

Medical costs abroad:

Full coverage in case of emergency treatments in case of an illness or accident abroad.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 20: 75 percent up to CHF 10,000 per year.

Dental treatments:

No benefits.

Spa & convalescent therapy :

No benefits.

Equipment:

Coverage of 90 percent with a maximum of CHF 1000 per year.

Sterilization:

75 percent up to CHF 3000 per year, together with psychotherapy and correction of protruding ears.

Maternity:

Not specified.

Ear corrections:

Cost contribution to correction of protruding ears up to the age of 20: 75 percent up to CHF 3000 per year together with psychotherapy and ligation.

Home care:

No benefits.

Additional services:

Search abroad: CHF 20,000.
Health and foreign legal protection included.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care