Credit Cards
Migros Bank fixed-rate mortgage
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Swiss fixed-rate mortgage
General information:
Not specified.
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage, Renovation
Discounts:
Minergie discount, Start bonus
Conditions and costs:
An administrative fee is levied when you convert existing mortgages into another mortgage model or extend the mortgage term.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
Amortization: 1. Individual mortgage. 2. Mortgage must be repaid within 15 years or when you reach retirement age.
Interest charge frequency:
The interest must be paid twice a year.
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