Swica Completa Top

  • Standard outpatient insurance

General

General information:

For alternative treatments, the additional Swica Completa Praeventa is available. Costs incurred in the areas of medication, alternative medicine and foreign hospital and medical treatment: Choice between no deductible or a deductible of CHF 600. No deductible is charged for children up to the age of 18. The retention of 10% applies up to a maximum of CHF 700 for adults and CHF 350 for children (deductible from basic insurance is taken into account).

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age, place of residence and gender of the insured person. Here the premiums (without deductible) are shown.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 200 every 3 years.

Vaccinations:

Additional product Swica Completa Praeventa or Optima needed.

Preventative examinations:

Additional product Swica Completa Praeventa or Optima needed.

Gym memberships:

Additional coverage possible with Swica Completa Praeventa or Optima.

Medicines:

Cost coverage of medically prescribed medications: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Alternative medicine:

Cost contribution to therapies with Swica-approved therapists: CHF 80 per hour. Cost coverage of medications prescribed by a naturopath: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Psychotherapy:

Contribution to the cost of sessions with Swica-approved psychologists: maximum CHF 50 per session, maximum 60 sessions per year. 

Search & rescue in Switzerland:

Emergency transportation: 90 percent, up to CHF 20,000 per year. Rescue costs up to CHF 20,000 per year (together with coverage from the basic insurance).

Search & rescue abroad:

Emergency transportation and rescue: CHF 50,000. Repatriation: full coverage.

Medical costs abroad:

Full coverage in case of emergency. No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 25: 50 percent up to CHF 10,000 per year.

Dental treatments:

50 percent up to CHF 100 per year.

Spa & convalescent therapy :

Spa treatments: CHF 30 per day during up to 30 days per year. Convalescent therapy: CHF 20 per day during up to 30 days per year.

Equipment:

90 percent up to CHF 200 per year.

Sterilization:

Outpatient: 90 percent up to CHF 500 per incident.

Maternity:

Nursing mother's allowance: CHF 200 per child.

Ear corrections:

Outpatient treatment: 90 percent up to CHF 1500 per ear.

Home care:

Medically prescribed care and assistance at home: Coverage of 50 percent with a maximum of CHF 30 per day during a maximum of 60 days per year.

Additional services:

Second opinion by doctors from santé24.
Health advice by phone with sante24.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care