Swiss Life variable-rate mortage
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Swiss Life variable-rate mortage
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Swiss adjustable-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):
Variable first mortgage: 2.75%
Variable second mortgage: 3.25%
Update:
05/12/2024
Minimum amount:
CHF 250,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Early withdrawal of pension funds, Renovation
Conditions and costs:
Special interest rates for income property.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Notice period of 3 months.
Amortization:
Not specified.
Interest charge frequency:
The interest must be paid quarterly.