Avantage Service fixed-rate mortgage

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Private Banking

Avantage Service fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.76%

Fixed-rate mortgage 3 years: 1.75%

Fixed-rate mortgage 4 years: 1.75%

Fixed-rate mortgage 5 years: 1.75%

Fixed-rate mortgage 6 years: 1.8%

Fixed-rate mortgage 7 years: 1.82%

Fixed-rate mortgage 8 years: 1.84%

Fixed-rate mortgage 9 years: 1.86%

Fixed-rate mortgage 10 years: 1.88%

Fixed-rate mortgage 11 years: 1.9%

Fixed-rate mortgage 12 years: 1.92%

Fixed-rate mortgage 13 years: 1.94%

Fixed-rate mortgage 14 years: 1.95%

Fixed-rate mortgage 15 years: 1.96%

Update:
05/12/2024
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fee.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of 3 months.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.