Avantage Service SARON mortgage

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Private Banking

Avantage Service SARON mortgage

  • Swiss SARON mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.

Approximate markup (as a %):

Unlimited-term SARON mortgage, 3-month interest term: 0.59%

Update:
05/12/2024
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fees. Free switch to a fixed-rate mortgage from Avantage Service possible.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of one month.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.