Avantage Service SARON mortgage
Get a free quote now >>Private Banking
Avantage Service SARON mortgage
-
Swiss SARON mortgage
-
Online mortgage
-
Offer from the Cantonal Bank of Geneva
- Direct online application
General information:
Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.
Approximate markup (as a %):
Unlimited-term SARON mortgage, 3-month interest term: 0.59%
Update:
05/12/2024
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:
No application fees. Free switch to a fixed-rate mortgage from Avantage Service possible.
Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Not specified.
Notice period:
Notice period of one month.
Amortization:
Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.
Interest charge frequency:
The interest must be paid quarterly.