Avantage Service variable mortgage
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Avantage Service variable mortgage
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Swiss adjustable-rate mortgage
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Online mortgage
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Offer from the Cantonal Bank of Geneva
- Direct online application
General information:
Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.
Indicative mortgage rates (in %):
Variable first mortgage: 2.2%
Update:
05/11/2024
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:
No application fee.
Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Not specified.
Notice period:
Notice period of 4 months.
Amortization:
Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.
Interest charge frequency:
The interest must be paid quarterly.