Travel insurance
ACS Visa Card Classic
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Standard credit card
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For ACS members only
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With bonus points
General
Card network
Visa
Card type
Standard
Issuer
UBS
Currency
CHF
General information
Credit card owner has to be a member of ACS. Swiss bank account necessary.
General conditions
Not specified.
Spending limit
The maximum limit is CHF 5000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
CHF 30 to CHF 60: No late payment fee for first payment reminder. CHF 30 for second reminder. CHF 60 for each additional reminder.
Costs
Annual fee
No annual fee for ACS members. The CHF 80 fee for ACS membership light is accounted for in the comparison.
Paper invoice
Kostenlos.
Additional cards
Partner card is free of charge with ACS partner membership.
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.662% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN
Bonus points / cash-back
UBS KeyClub program: You earn 2 KeyClub points per 1000 Swiss francs in purchases charged.
Car rental discounts
ACS membership provides discounts of up to 20% on rentals from Sixt.
Various vouchers & discounts
Parking at Zurich airport: 10% discount. Various other benefits.
Insurance: death & disability
Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.