Travel insurance

ACS Visa Card Classic

  • Standard credit card

  • For ACS members only

  • With bonus points

General

Card network
Visa
Card type
Standard
Currency
CHF
General information

Credit card owner has to be a member of ACS. Swiss bank account necessary. 

General conditions
Not specified.
Spending limit
The maximum limit is CHF 5000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
CHF 30 to CHF 60: No late payment fee for first payment reminder. CHF 30 for second reminder. CHF 60 for each additional reminder.

Customer satisfaction

General satisfaction Not specified.
Helpfulness Not specified.
Product information Not specified.
Assistance Not specified.

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee

No annual fee for ACS members. The CHF 80 fee for ACS membership light is accounted for in the comparison, discounted for members.

Paper invoice
Kostenlos.
Additional cards

Partner card is free of charge with ACS partner membership.

Card loss
A replacement card costs CHF 20.00.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.143% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN
Bonus points / cash-back

UBS KeyClub program: You earn 2 KeyClub points per 1000 Swiss francs in purchases charged.

Car rental discounts

ACS membership provides discounts of up to 20% on rentals from Sixt.

Various vouchers & discounts

Parking at Zurich airport: 10% discount. Various other benefits.

Insurance: death & disability

Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.

More products

ACS Visa Card Gold

Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Benefit now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Profit now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Benefit now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Profit now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Deal of the Day
×
Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

Learn more See all deals
Company

View Portrait

Show categories

Automobile Club of Switzerland (ACS)

Products

Company
Users
Banks & Telecom
Insurance & Pensions
SSL
Swiss Made Logo
reCAPTCHA protected by
reCAPTCHA

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us