Personal Loan Comparison

Find the right personal loan and get free quotes without affecting your ZEK credit history.

The moneyland.ch personal loan comparison is the most comprehensive personal loan comparison in Switzerland and includes all relevant Swiss personal loan offers. Online-only loans are also included. The algorithms used for comparisons automatically account for the effective total costs of loans. 

Loan inquiries made via moneyland.ch are free of charge and unbinding: Your inquiry will not be reported to the Swiss credit bureau ZEK. 

About the personal loan comparison: Useful information 

First: If you have debts, consider contacting a cantonal debt counseling service for consultation. Loans cost money and getting new loans can worsen existing debt problems. 

Second: Many lenders publish interest rate ranges for personal loans rather than specific interest rates. Only borrowers with excellent creditworthiness are eligible for the lowest interest rates. 

Third: Choose the shortest loan term that is realistically possible. The longer the loan term, the more expensive the loan will be. 

Fourth: Only borrow as much as is absolutely necessary. The bigger the loan, the higher the costs. 

Personal loan comparison criteria 

Only personal loans which match all of your criteria are included in the comparison. Criteria include the loan amount, loan term, loan type, your purpose for getting a loan, your country and canton of residence, your nationality and residence permit, your employment status and your income. 

Purpose for getting a loan

Swiss personal loans can be used in any way you see fit. The loan is not linked to a specific purchase or other purpose. Swiss personal loans are often used for the following purposes: Cars, homes, furniture, payment of debts or bills, refinancing of loans, electronics and other consumer goods.

More information about getting a loan

The most common mistakes made by borrowers
What do loans really cost?
Guide to refinancing a loan
Personal loan tips Swiss online loans explained
Tax deductions for loan interest charges explained
Criteria for being approved for a loan in Switzerland

Loan calculators on moneyland.ch

Loan calculator: How much does my loan cost?
Car leasing calculator: How much does a lease cost?
Refinancing calculator: Is refinancing worth it?
Outstanding debt and early settlement calculator
Lease vs. personal loan calculator

Swiss lenders included in the personal loan comparison

Credit-now (Bank-now), bob credit from bob Finance, cashgate, eny Finance, Cembra Money Bank, Banque Cantonale de Genève (BCGE), good finance (SWK Bank), Banque Cantonale du Jura (BCJ), Lend (online loan), Migros Bank, Banque Cantonale du Valais (BCVS).

Business loans

moneyland.ch has a separate business loan comparison. Go to the business loan comparison now.

Loan forum

Share your experiences with other users and get help from experts. Go to the loan forum now.

How does the personal loan comparison work?

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