Comparison of the ratings assigned to Swiss banks by three major rating agencies: Standard & Poor’s, Moody’s and Fitch. No stand-alone classifications. “LT” stands for a long-term rating (more than one year), “ST” for a short-term rating (less than one year) and “T” for the trend. You can find the comparison of the rating systems and symbols used by S&P, Moody’s and Fitch here.
| Bank | S&P | Fitch | Moody's | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-Term | Short-Term | Trend | Long-Term | Short-Term | Trend | Long-Term | Short-Term | Trend | ||||
| Aargauische Kantonalbank |
AA+ | A-1+ | ||||||||||
| Bank Julius Bär & Co. AG |
A1 | P-1 | ||||||||||
| Bank Vontobel AG | Aa3 | P-1 | ||||||||||
| Banque Cantonale de Genève |
AA- | A-1+ | ||||||||||
| Banque Cantonale Vaudoise |
AA | A-1+ | Aa2 | P-1 | ||||||||
| Basel- landschaftliche Kantonalbank |
AA+ | A-1+ | ||||||||||
| Basler Kantonalbank |
AA+ | A-1+ | AAA | F1+ | ||||||||
| Berner Kantonalbank |
Aa2 | P-1 | ||||||||||
| Cembra Money Bank AG |
A- | A-2 | ||||||||||
| Clientis Bank | A2 | P-1 | ||||||||||
| EFG Bank | A | F1 | A1 | P-1 | ||||||||
| EFG International |
A | F1 | ||||||||||
| Glarner Kantonalbank |
AA | A-1+ | ||||||||||
| Graubündner Kantonalbank |
AA | A-1+ | ||||||||||
| Bank J. Safra Sarasin Ltd. |
A | A-1 | ||||||||||
| LGT Bank AG | A+ | A-1 | Aa2 | P-1 | ||||||||
| Lombard Odier & Cie |
AA- | F1+ | ||||||||||
| Luzerner Kantonalbank |
AA+ | A-1+ | ||||||||||
| Migros Bank | A | A-1 | ||||||||||
| Pictet & Cie | AA- | F1+ | Aa2 | P-1 | ||||||||
| PostFinance AG | AA | A-1+ | ||||||||||
| Raiffeisen Schweiz Genossenschaft |
AA- | A-1+ | A+ | F1 | Aa3 | P-1 | ||||||
| Schwyzer Kantonalbank |
AA+ | A-1+ | ||||||||||
| St. Galler Kantonalbank |
Aa1 | P-1 | ||||||||||
| UBS AG | A+ | A-1 | (under review) | (under review) | Aa2 | P-1 | ||||||
| Valiant Bank AG | A1 | P-1 | ||||||||||
| VP Bank AG | A- | A-2 | ||||||||||
| Zürcher Kantonalbank |
AAA | A-1+ | AAA | F1+ | Aaa | P-1 | ||||||
Last Update: August 2024. Data is provided by agencies and banks and is subject to change. moneyland.ch accepts no liability for the correctness of the information.
Cheap bank accounts with card
Cheap bank accounts with card
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Radicant
1% interest on your everyday account
Best exchange rates
1% of card spending as saveback in the investment portfolio
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Deal of the Day 
Swiss Bank
Bank WIR Bankpaket Top
Free account & card
Leading credit cards
Swisscard Cashback Cards Amex
No annual fees
Two cards Amex & Visa/Mastercard
With cash back
Migros Cumulus Visa
No annual fees
With Cumulus points
Without foreign currency fees
Magazine
Compare indicative interest rates for different types of mortgages and construction loans and seamlessly request unbinding quotes.
Compare nowUse these unbiased and comprehensive Swiss banking comparison to find the right banking solutions and cut unnecessary costs.
Use the comparisonsFind the most favorable Swiss checking account for your specific banking needs.
Compare nowFind the most favorable Swiss savings account for your individual needs.
Compare nowThe converter makes it easy to convert interest or yields from one time frame to another.
Use the calculatorUse the Swiss savings calculator to quickly and easily calculate initial savings, final savings, savings plans and saving terms. The calculator also accounts for negative interest rates.
Use the calculatorUse these free Swiss interest and savings calculators to quickly perform simple and complex calculations related to interest and savings.
Use the calculatorsThe real interest rate calculator makes it easy to calculate the real annual interest rate and the annual loss or gain in purchasing power.
Use the calculator
Information
About moneyland.ch
moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.
