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Mortgage Rate Assistant

Useful information about the mortgage interest rate assistant on moneyland.ch:

  • The mortgage interest rate assistant on moneyland.ch makes it easy to find the most affordable mortgage interest rate available in Switzerland for any mortgage type.
  • The mortgage rate assistant can, for example, be used when negotiating for lower mortgage rates with your existing mortgage holder. Making your mortgage holder aware that their competition offers the same mortgage with lower interest rates can, in some cases, motivate them to reduce your interest rate.
  • The mortgage guide interest rates shown by the assistant are updated on a daily basis. You can compare all Swiss mortgage guide interest rates here. The assistant accounts for fixed rate mortgages (1 year to 20 years), adjustable rate mortgages and construction loans.
  • You can find an overview of all our Swiss mortgage calculators here.
  • Fixed rate mortgages: The guide rates shown are the lowest interest rates offered by lenders. These typically apply to borrowers who meet the most stringent mortgage affordability and creditworthiness requirements.
  • Construction credit: Some lenders charge a commission based on a percentage of the loan, in addition to interest.
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Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Swiss Bank

Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate

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