Private Accounts

Alpha Rheintal Alpha Pillar 2

  • Occupational retirement savings account

General information:

Vested Benefits Account of Alpha Rheintal Bank.

Currency:
CHF
Interest rate:
0.05% per year.
Account management:

No account management fees.

Regular account closure:

Free of charge. First year: CHF 25.

Advance withdrawal - disability or death:

Free of charge.

Advance withdrawal - change of provider:

Free of charge. First year: CHF 25.

Advance withdrawal - self-employment:

Free of charge. First year: CHF 25.

Advance withdrawal - property:

Administration fee of CHF 400 (pledge CHF 150).

Advance withdrawal - emigration:

Free of charge. First year: CHF 25.


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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

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  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Life Insurance

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  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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