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Private Accounts

Bank CIC Private Account CHF

Standard checkings account

General information:

Private account of Bank CIC.
A surcharge of 1.5% applies to card payments with Visa Debit abroad (online or in stores) and cash withdrawals abroad.

Age:

There are no limitations.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0.03% per year.

Withdrawals:

Withdrawals up to CHF 500,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.

Account opening:

The account opening is free of charge.

Account management:

Customer relationship fee of CHF 25 per quarter.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 48.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: 1 free cash withdrawal. Above 1 withdrawal: CHF 2 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking

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Special offers for Moneyland users

Moneyland Special Offers

Swiss private banking expertise

Personal wealth management

Up to CHF 100 welcome bonus
Free and convenient video call
An investment strategy tailored to your goals

Schedule a call

Online private account

UBS Banking for adults

Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App
Plus KeyClub rewards program
50 CHF welcome gift

Learn more

Swiss Trading Platform

Swissquote

Leading Swiss online bank with FINMA license
Free multicurrency account & low commissions
Access to more than 3 million products (shares, ETFs, crypto and more)

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Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Benefit now

Swiss private banking expertise

Personal wealth management

Up to CHF 100 welcome bonus

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