Private Accounts

Bank CIC Private Account CHF

  • Standard checkings account

General information:

Private account of Bank CIC.
A surcharge of 1.5% applies to card payments with Visa Debit abroad (online or in stores) and cash withdrawals abroad.

Age:
There are no limitations.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0.03% per year.
Withdrawals:
Withdrawals up to CHF 500,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.
Account opening:
The account opening is free of charge.
Account management:

Customer relationship fee of CHF 25 per quarter.

Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 48.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 1 withdrawal per month. Above 1 withdrawal per month: CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Visa Debit, Mobile banking, Online banking