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Private Accounts

Bank CIC Private Account CHF

Standard checkings account

General information:

Private account of Bank CIC.
A surcharge of 1.5% applies to card payments with Visa Debit abroad (online or in stores) and cash withdrawals abroad.

Age:

There are no limitations.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0.03% per year.

Withdrawals:

Withdrawals up to CHF 500,000 per year are allowed without notice. There is a notice period of 3 months for higher amounts.

Account opening:

The account opening is free of charge.

Account management:

Customer relationship fee of CHF 25 per quarter.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 48.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: 1 free cash withdrawal. Above 1 withdrawal: CHF 2 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking

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