Prepaid card

Bank Cler Private Account

  • Standard checkings account

General information:

Standard private account of Bank Cler.
Account management is also possible in EUR.
A monthly fee of CHF 2 will be charged for paper bank documents.
If total assets of at least CHF 25,000 or a UBS mortgage or construction financing (no ZAK account on this customer base): 1 Visa Debit and a private account in CHF free of charge.

Age:
For individuals from the age of 20.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:

If total assets of at least CHF 25,000 or with a UBS mortgage or construction financing (no ZAK account on this customer base): free of charge. If total assets equal less than CHF 25,000 (no UBS mortgage, no construction financing, no ZAK account on this customer base): CHF 1 per month. 

Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 50.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 4 withdrawals per month. Above 4 withdrawals per month: CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Visa Debit, Mobile banking, Online banking

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Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

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Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days