Prepaid card

BCV Mastercard Silver

  • Standard credit card

  • Private account necessary

General

Card network
Mastercard
Card type
Standard
Issuer
Viseca
Currency
CHF
General information
Not specified.
General conditions
In order to get the card, you need an account with the same bank.
Spending limit
The maximum limit is CHF 10,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.9/10 (Good)
Helpfulness    7.9/10 (Good)
Product information    7.7/10 (Good)
Assistance    7.7/10 (Good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
In the first year, the annual fee is CHF 50.00. In subsequent years, the annual fee is CHF 100.00.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Additional cards

Up to 2 additional cards. Additional card CHF 25 (single card statement) or CHF 50 (separate card statements).

Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.151% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back

Surprize program (1 point per CHF 1 turnover, 10,000 welcome points).

Car rental discounts

Up to 15% discount on non-prepaid standard rentals from Hertz.

Various vouchers & discounts

MyWine: Discounted offers and money-back guarantee.

Insurance: death & disability

Transport accident insurance: Coverage of up to 300,000 Swiss francs per incident and person in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search and rescue costs covered per incident and person.

Insurance: cancellation & assistance

Coverage of up to 10,000 Swiss francs for trip cancellations and up to 7500 francs for trip interruptions (for trips up to 90 days).

Insurance: luggage

Coverage of up to 500 Swiss francs towards the cost of necessary items during luggage delays of 4 hours or more (for trips up to 90 days).

Insurance: purchase protection

Coverage of up to 1000 Swiss francs per claim against theft, robbery and accidental damage within 30 days of purchase.

Insurance: warranty

Warranty extended up to 12 additional months (purchases up to 2000 francs).

Insurance: best price guarantee

Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per claim.

Insurance: legal protection

Online legal protection: 5000 Swiss francs per incident and person.


Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Deal of the Day
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Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus