Prepaid card

BBEKB Business Current Account

  • Standard business account

Business type:
SME, Startup, Self-employed, Large company, Public-sector entity
Currency:
CHF, USD, EUR
Requirements:

For businesses and small and medium-sized enterprises (SMEs).

Interest rate:

0% per year.

Debit interest on overdrafts:

Loans on request. The rate of debit interest is 9%.

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Mastercard Commercial Silver: CHF 85 per year (1 card free of charge in the SME package).
Mastercard Commercial Gold (CHF, EUR, USD): CHF 170 per year (1 card at half price in the SME package).

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: 0.1%, minimum of CHF 250, maximum of CHF 2000.
Discount of 50% if package is selected.
The capital deposit account is available in the currencies CHF or EUR.

Account management costs:

Account opening: free of charge.
Account management costs: CHF 0.35 per payment, total account booking fees minimum CHF 5 per year.
Close-out of account: free of charge.
Statements of account: CHF 1 (electronically), by mail CHF 3.50 and postal fees.
Account closure: CHF 5 (semi-annual). CHF 1.50 for tax statement.

Payment transaction costs:

Incoming payment in CHF (Switzerland): CHF 0.35.
Electronic payment order (Switzerland): CHF: CHF 0.35.
Electronic payment order (abroad): SEPA EUR payments partially free of charge; other payments (non-SEPA) and currencies minimum CHF 4 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): CHF 0.35.
Payment by direct debit (LSV): CHF 0.35.

Purchases:

Debit Mastercard: CHF 50 per year.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: foreign currency exchange fees.

Cash withdrawals:

Cash withdrawal at ATMs of BEKB: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 5 in addition to foreign currency exchange fees.

Special services:
Debit Mastercard, Mobile banking, Online banking, Credit card, Startup advisory, Succession planning
Software:
Not specified.
General information:

Business current account of Berner Kantonalbank (BEKB).


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