Berner Kantonalbank (BEKB)

Cantonal Bank

BEKB Youth Account

General information:

Youth private account of Berner Kantonalbank (BEKB).

Age:

For individuals up to the age of 20.

Account type:

Youth Account

Currency:

CHF

Interest rate:

Up to CHF 25,000: 0.25% per year.
From CHF 25,000: 0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are free of charge.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Maestro card: There is no annual fee to pay.

Purchase Switzerland:

Maestro card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Maestro card: For purchases in foreign currencies, there is a fee of CHF 1.50.

Cash withdrawal Switzerland:

Maestro card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
12 cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge. More cash withdrawals in CHF at ATMs of other banks cost CHF 2.00 per cash withdrawal.

Cash withdrawal abroad:

Maestro card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Maestro card, Mobile banking, Online banking