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Fnac Mastercard

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Credit Cards

Fnac Mastercard

Standard credit card

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General

Card network

Mastercard

Card type

Standard

Currency

CHF

General information

Free of charge and exclusively for FNAC members. Customized design possible for a one-time fee of CHF 30.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 20,000 per month.

Payment method

Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.

Late payment fees

A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction 7.6/10 (Good)

Helpfulness 7.0/10 (Good)

Product information 7.2/10 (Good)

Assistance 7.4/10 (Good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

No annual fee. Fnac membership mandatory: CHF 30 for 3 years.

Paper invoice

The monthly paper invoice costs CHF 2.50.

Additional cards

Additional card: CHF 0.

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.

Exchange rate markup

2.772% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Individual credit card design, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards

Bonus points / cash-back

Various discounts for purchases at Fnac. Per CHF 5 within FNAC = 1 point. Credits to the FNAC account: 100 points = CHF 10; 200 points = CHF 20 / 300 points = CHF 30 / 400 points = CHF 40 and 500 points = CHF 100.

Various vouchers & discounts

Discounts at Fnac.