Credit Cards

CS Business Easy Package

  • Business banking bundle

  • First year free of charge

Business type:
SME, Startup, Self-employed
Currency:
CHF, USD, EUR
Requirements:

For businesses: self-employed persons, small and medium-sized enterprises (SMEs) and startups.

Interest rate:

0% per year.

Debit interest on overdrafts:

The rate of debit interest is 9.5% per year.
Credit commission fee of 0.25% per quarter.

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Silver credit cards included.
Gold credit cards are free of charge in the first year, in the subsequent years CHF 200 per year.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: 0.05%, mininum of CHF 200, maximum of CHF 2000 (excl. VAT). Fee reduction of CHF 100 for online opening.

Account management costs:

Account management costs: CHF 132 per year (new customers: first year free of charge, 2 business Easy accounts included).
Account opening: free of charge.
Close-out of account: free of charge.
Statements of account: monthly free of charge in case of electronic statements, otherwise postal fees.
Account closure: Quarterly free of charge.
Credit and debit notices CHF 0.50 per notice (excluding postage), max. CHF 100 per year. Value added tax is added.

Payment transaction costs:

Amount of exemption of CHF 25 per quarter for payments.
Incoming payment (Switzerland): free of charge up to 5000 payments (without QR-IBAN) per year. With QR-IBAN: At least CHF 0.10 per payment received.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments free of charge; other payments (non-SEPA) and currencies min. CHF 5 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV+): free of charge.

Purchases:

Debit Mastercard: free of charge.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: foreign currency exchange fees.

Cash withdrawals:

Cash withdrawal at ATMs of Credit Suisse: free of charge.
Cash withdrawal at ATMs of other banks in CHF: free of charge.
Cash withdrawal abroad: CHF 4.75 in addition to 0.25% and foreign currency exchange fees.

Special services:
Debit Mastercard, Mobile banking, Online banking, Credit card, Individual IBAN
Software:

Free of charge: NetBanking+.

General information:

Business account for startups and SME of Credit Suisse.