wau-miau Dog Insurance Optima (Deductible 500)

Pet insurance for dogs
Illness and accidents
High deductible!
Premium depending on the race of the dog
Direct application

Free quote

General information:

The ERV belongs to Helvetia.
Premiums depend on the race of the dog, the age of the dog, the deductible and the insurance product.
Euthanasia, prescription special food and Lost & Found Service: CHF 500 per calendar year (for all services together).
Dental treatment due to dental and jaw diseases: CHF 500 per calendar year.

Type of insurance:

Accident and illness coverage

One-time fees:

No one-time fees

Maximum coverage:

Unlimited

Deductible:

CHF 500

Coinsurance:

10%

Premiums:

Pets between 0 and 1 years old: CHF 745.14
Pets between 1 and 2 years old: CHF 745.14
Pets between 2 and 3 years old: CHF 745.14
Pets between 3 and 4 years old: CHF 1034.86
Pets between 4 and 5 years old: CHF 1034.86
Pets between 5 and 6 years old: CHF 1410.86
Pets between 6 and 7 years old: CHF 1410.86
Pets between 7 and 8 years old: CHF 1899.43
Pets between 8 and 9 years old: CHF 1899.43
Pets between 9 and 10 years old: CHF 2534.86
Pets between 10 and 11 years old: CHF 2534.86
Pets between 11 and 12 years old: CHF 3361.14
Pets between 12 and 13 years old: CHF 3361.14
Pets between 13 and 14 years old: CHF 3361.14
Pets between 14 and 15 years old: CHF 3361.14
Additional stamp duties equal to 5% apply.

Waiting period:

10 days waiting period for accidents.
30 days waiting period for illnesses.
90 days waiting period for genetic and race-related diseases.
These waiting periods also apply to additional benefits taken out when the insurance contract is adjusted (product upgrade).

Minimum age of pet:

3 months

Maximum age of pet:

72 months

Coverage:

Veterinarian, Radiology, Physiotherapy, Osteophathie, Vaccinations, Homeopathy, Acupuncture, Castration, Chronic illness, Tumors, Hereditary illness, Breed-specific illness, Putting down

Supplementary services:

24h call line, Travel emergencies, Emergency transportation, Ad costs, Accommodation

Additional benefits and discounts:

At the moment, there are no discounts.

Alternative medicine:

Acupuncture, osteopathy, bioresonance, phytotherapy and homeopathy: 90%, maximum of 500 francs per calendar year.
Chiropractic and physiotherapy: 90%, maximum of 500 francs per calendar year.

Vaccinations:

90%, maximum of 500 francs per calendar year, together with surgical castration.

Travel insurance:

Not included in the coverage.

Emergencies:

World-wide coverage of emergencies (outside Europe: treatments during the first 60 days of the trip).
Salvage, rescue and emergency transportation: 90%, maximum of 500 francs per calendar year.
Emergency accommodation of the animal: unlimited coverage.