Graubündner KB Private Account

Standard checkings account
Discount for debit card use

General information:

Standard account of Graubündner Kantonalbank.
Account management is also possible in EUR.
The account statement is free of charge on conclusion, each additional account statement costs CHF 2. Postage will be charged.

Age:

For individuals from the age of 25.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

Account management fees: CHF 48 per year. Discount of CHF 24 if total assets above CHF 10,000 at GKB. Discount of CHF 12 in case of e-banking (minimum 24 transactions per year and e-documents). Discount of CHF 12 in case of using a Debit (minimum 24 transactions per year) or credit card. Free of charge from CHF 250,000 total assets.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 40.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Free of charge in municipalities in Grisons without ATMs of GKB. Not valid for non-banking institutions.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Debit Mastercard, Mobile banking, Online banking