Private Accounts
GKB Savings Pyramid
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Savings account with interest bonus
General information:
Not suitable for payment services.
Age:
For individuals from the age of 25.
Account type:
Interest growth savings account
Currency:
CHF
Interest rate:
Interest growth savings account (interest bonus only applies if no withdrawals are made): First year: 0.75%. Second year: 1%. Third year: 1.1%. Fourth year: 1.25%. Above CHF 500,000: 0.6% per year. In level 4, a cash withdrawal of max. CHF 50,000 per year can be made without loss of level.
Withdrawals:
Withdrawal possibilty: CHF 25,000 within 30 days. Larger amounts are subject to a notice period of 35 days. With each withdrawal, the interest rate is reduced by one level. At the 4th level, a withdrawal of CHF 50,000 per year is possible without downgrade.
Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
Not specified.