Private Accounts

LUKB Vested Benefits Account

  • Occupational retirement savings account

General information:

Vested Benefits Account of LUKB.

Currency:
CHF
Interest rate:
0.05% per year.
Account management:

No account management fees.

Regular account closure:

Balancing costs of CHF 75 (free of charge if transferred to LUKB account).

Advance withdrawal - disability or death:

Free of charge.

Advance withdrawal - change of provider:

Balancing costs of CHF 75.

Advance withdrawal - self-employment:

Free of charge.

Advance withdrawal - property:

Fee of CHF 200 (LUKB-Mortgage) / CHF 300 (no LUKB mortgage). The land registry fees are on top of that.

Advance withdrawal - emigration:

Balancing costs of CHF 75.


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  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

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