Migros Bank Private Account

Standard checkings account
Visa Free credit card included

General information:

Standard private account of Migros Bank (account for two people possible).
Account management is also possible in EUR.
Optional: Free Visa credit card included.

Age:

For individuals from the age of 25.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 0.30 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal.
Cash withdrawals from Migros companies are free of charge (for example Migros, Denner, CHF only).
Cash withdrawals from Sonect partners, with Migros Bank Twint: up to CHF 100 (CHF 1.50), over CHF 100 (CHF 2).

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking