ÖKK Basic insurance

  • Standard model

  • Free choice of doctor

  • Free quote

General

General information:

Health insurance model «Basic insurance» of the insurance company ÖKK.

Health insurance model:
Standard model: You can make use of any doctor, specialist or other healthcare service provider you choose. Premiums are higher than those of more limited models.
Choice of doctor:
Policyholders have free choice of doctors.
Pharmacy choice:
You get free choice of pharmacy
Number of policyholders:
A total of 175,385 people hold compulsory health insurance policies from ÖKK.
Additional child-discount:
ÖKK does not offer additional premium reductions for more than one child.
Administrative costs:
6% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 213 (as per the most recent BAG data).

Customer satisfaction

General satisfaction    8.0/10 (Very good)
Helpfulness    8.1/10 (Very good)
Billing: flexibility    7.8/10 (Good)
Reimbursement: time frame    8.5/10 (Very good)
Product information    7.9/10 (Good)

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