Owner Financing

The term “owner financing” denotes a practice in which the owner of merchandise or real estate provides a loan to a buyer. The buyer then uses the loan provided by the seller to purchase the seller's property.

For example, a person may provide a home buyer with a private loan with which to purchase real estate which they own. They may do this because they are struggling to find a buyer which meets the strict affordability requirements for bank mortgages, or because they want to collect interest on the loan.

More on this topic:
Swiss mortgage comparison
Guide to private loans in Switzerland

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