Prepaid card
PostFinance Private Account SmartPlus
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Banking package SmartPlus
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Standard credit card included
Banking package of PostFinance. Provides customers with private account plus (individual or partner account), PostFinance card, savings account and the standard/classic credit card. Young adults between the ages of 21 and 30 who are not qualified for the SmartStudents or SmartYoung bank package and young adults up to 23 years, who are at the beginning of their professional life, receive the SmartPlus banking package for a maximum of 3 years at half price.
Account management is also possible in EUR, USD, AUD, CAD, DKK, GBP, JPY, NOK and SEK.
The account management costs per customer relationship CHF 12 per month. With investment assets (funds, securities) of CHF 25,000 or more, a mortgage or life insurance policy from PostFinance, the account management costs per customer relationship CHF 7 per month.
Surcharge for paper documents: per customer relationship CHF 5 per month.
The additional charge for paper documents includes account statements, interest statements, credit card bills, payment orders and standing orders.
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.
Cash withdrawals abroad are free of charge.
