Prepaid card

PostFinance Savings Account for Young People

  • Youth savings account

  • Only possible with bank package

General information:

Only available as part of the SmartKids or SmartYoung bank package.
Online statements of account: free of charge.

Age:
For individuals up to the age of 20.
Account type:
Youth savings account
Currency:
CHF
Interest rate:
Up to CHF 25,000: 0.8% per year.
From CHF 25,000 to CHF 50,000: 0.3% per year.
From CHF 50,000: 0.05% per year.
Withdrawals:

Withdrawal possibilty: CHF 100,000 per calendar year and customer. 10 withdrawals per year are free of charge, additional withdrawals cost CHF 8 per withdrawal. Larger amounts are subject to a notice period of 3 months.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Minimum deposit:
Not specified.

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
×
Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus