Prepaid card

PostFinance Savings Account for Young People

  • Youth savings account

  • Only possible with bank package

General information:

Only available as part of the SmartKids or SmartYoung bank package.
Online statements of account: free of charge.

For individuals up to the age of 20.
Account type:
Youth savings account
Interest rate:
Up to CHF 25,000: 1.1% per year.
From CHF 25,000 to CHF 50,000: 0.8% per year.
From CHF 50,000: 0.25% per year.

Withdrawal possibilty: CHF 100,000 per calendar year and customer. 10 withdrawals per year are free of charge, additional withdrawals cost CHF 8 per withdrawal. Larger amounts are subject to a notice period of 3 months.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Minimum deposit:
Not specified.