Prepaid card

Raiffeisen Prepaid Mastercard

  • Prepaid card

  • Private account necessary

General

Card network
Mastercard
Card type
Prepaid
Issuer
Raiffeisen
Currency
CHF
General information

YoungMember loading limit: minimum CHF 100, maximum CHF 3000. Older persons: Limit of at least CHF 100, maximum CHF 10,000. 

General conditions
In order to get the card, you need an account with the same bank.

Customer satisfaction

General satisfaction    8.0/10 (Very good)
Helpfulness    8.2/10 (Very good)
Product information    7.8/10 (Good)
Assistance    8.0/10 (Very good)

Costs

Annual fee

The annual fee is CHF 50. Owners of a YoungMember account receive the Raiffeisen PrePaid Mastercard free of charge.

Aufladegebühr
The reloading fee is 1% of the amount with a minimum of CHF 5.00.
Additional cards
Not specified.
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.816% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland

With YoungMember account: Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): CHF 5 per withdrawal.
Otherwise: Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad

With YoungMember account: Per cash withdrawal abroad there is a fee of CHF 5.00 per withdrawal. Additionally, there is an administrative fee of 1.75%.
Otherwise: Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.

Services

Mobile payments
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Swatch Pay
General coverage
24-hour service, Contactless payments, Mobile-App, Online-Tool
Various vouchers & discounts

MyWine: Discounted offers and money-back guarantee.