Raiffeisen Association Account

For associations.

0% per year. 

The rate of debit interest is 10% per year (plus 0.25% quarterly commission on the highest used debt balance, minimum CHF 100 per quarter).

Unlimited withdrawal options.

Mastercard Business Card Silver: CHF 90 per year.
Mastercard Business Card Gold (CHF, EUR, USD): CHF 156 per year.

Nonrecurring costs of capital payment account for GmbH or AG: CHF 250.

Account opening: free of charge.
Account management costs: CHF 60 per year.
Close-out of account: free of charge.
Termination of banking relationship: free of charge.
Statements of account: monthly free of charge. Mail: CHF 2.00 per month + porto.
Account closure: free of charge.

Incoming payment in CHF (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments CHF 1; other payments (non-SEPA) CHF 3.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.

Debit Mastercard: CHF 48 per year (or Visa Debit: CHF 48 per year).
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.25%, at least CHF 1.50 plus foreign currency exchange fees.

Cash withdrawal at own ATMs: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 4.5 in addition to foreign currency exchange fees.

Association Account of Raiffeisen. Conditions can vary depending on the Raiffeisen branch.