Private Accounts

Schwyzer KB Private Account

  • Standard checkings account

General information:

Standard account of Schwyzer Kantonalbank (available as an individual or joint account).
Payments non-SEPA major currencies CHF 5. Major currencies include AUD, CAD, CZK, DKK, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, TRY, USD, ZAR and THB.
Payments non-SEPA minor currencies CHF 25.

Age:
For individuals from the age of 26.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:

For household assets of CHF 25,000 or more: free of charge. For household assets of up to CHF 25,000: CHF 2 per month. 

Closing of account:
The closing of account costs CHF 10.00.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 40.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 1.5% of the purchase amount.
Cash withdrawal Switzerland:
Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Visa Debit, Mobile banking, Online banking

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  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

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  • Leading Swiss online bank with FINMA license

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