swisspeers

swisspeers is a Swiss provider specialized in corporate loans via crowdlending.

Advantages over corporate loans from banks
1. Fully digital loan application.
2. No collateral is required.
3. Even complex business models can be financed.
4. Even projects that are rather unimportant for banks (such as stock replenishment, development projects) are financed by Swisspeers.
5. Lending works faster.

The process consists of three steps
1. credit application: Swisspeers' credit specialists check the borrower's application and creditworthiness for the final rating.
2. project tender: with the help of the rating, borrowers can define the desired maximum interest rate. In case of full financing, the final interest rate is determined.
3. financing: During the loan period Swisspeers takes over the distribution of payments to the lenders. There are constant monthly installments.